Insurance is a Matter of Trust
In today's world, families and organizations are facing constant challenges without the time to become an insurance expert. Let the experienced team of Legacy Planning Group guide you through the various options open to you and recommend the best alternatives for your needs.
As an independent agency we represent multiple carriers and can offer our clients choice. We know that every one of our customers is unique. We work hard to get to know you, so that we can provide the right coverage to protect what is important in your life.
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Universal life insurance is a form of permanent life insurance that may provide life insurance protection along with the benefit of flexible premiums, and cash value buildup, similar to the savings element in whole life insurance.
Whole life insurance, sometimes called "straight life" or "ordinary life," is a life insurance policy which is guaranteed to remain in force for the insured's entire lifetime, provided required premiums are paid, or to the maturity date.
Term insurance is a type of life insurance policy that provides coverage for a certain period of time, or a specified "term" of years. If the insured dies during the time period specified in the policy and the policy is active - or in force - then a death benefit will be paid.
Sammons FinancialSM is the marketing name for Sammons® Financial Group, Inc.’s member companies, including Midland National® Life Insurance Company. Annuities and life insurance are issued by, and product guarantees are solely the responsibility of, Midland National Life Insurance Company.